Johnson Wealth Management
Johnson Wealth Management works with families in [states served]. One team handles the portfolio, the plan and the coverage, so the pieces are not working against each other.
The situation
By the time someone calls us, the money usually arrived in pieces. A retirement account from a job two jobs ago. A brokerage account somebody opened in 2011. A policy bought from a friend. A plan that made sense for a life they are not living anymore.
Nobody owns the whole picture. The investment person does not talk to the insurance person. The tax question comes up in April, when it is too late to do much about it.
And underneath it there is usually a question people feel awkward asking out loud: what am I actually paying for this, and what am I getting.
How it works
You tell us what is coming. We look at whether we are a fit for each other, and we say so either way.
Investments, planning and insurance in one view, because a decision in one shows up in the other two.
The portfolio is built for your situation, not a model everyone gets.
Quarterly, twice a year, or annually, depending on what your situation needs.
Why families stay
Your portfolio, your plan and your coverage are handled by the same people. You stop being the messenger between an investment person, an insurance person and a tax person who have never spoken. Nothing falls between them, because there is no between.
Our advisory account fees are published on this site: 0.125% to 0.375% a quarter, which is 0.5% to 1.5% a year. You can work out what this costs you before you ever pick up the phone.
We work with families across generations, so the plan is built to be understood by the people who inherit it, not just by the person who signed it. When your kids call, they reach a firm that already knows the history.
Client story
Lorem ipsum placeholder. A short, real situation goes here: where the family was when they arrived, what was decided together, and what is different now. No names without written permission, and no performance figures.
If compliance cannot clear a story, this section comes out and the three reasons above expand.
A placeholder quote from a real client goes here, approved in writing and cleared by compliance.
Client name withheld pending approvalWe have account minimums, and the first meeting is where we tell you plainly whether this is a fit. Nobody should find that out three meetings in.
Advisory accounts run 0.5% to 1.5% a year, charged quarterly. Our fees page lists how the firm is compensated, including the other products and services we offer.
You talk about what is coming. We ask about your financial picture, your goals and what you want this money to do. It is complimentary, and it works in both directions: you decide about us while we decide about you.
No. Investments, financial planning and insurance, handled together.
That is the point of meeting on a schedule. The plan is written down so it can be changed on purpose rather than in a panic.
Why us
You get the same people year after year, who know your history without reading a file. Your call does not route to whoever is on the desk today.
The hardest part of investing is not picking. It is not making an emotional decision during a bad month. That is most of what an advisor is actually for.
One team sees the whole picture, so the tax consequence of an investment decision and the gap in your coverage are noticed by the same people who can fix them.
Your first meeting is complimentary and decides fit in both directions. If we are not the right firm for you, we will say so, and you will leave knowing more than when you came in.