A complimentary first meeting.
You tell us what is coming. We look at whether we are a fit for each other, and we say so either way.
Johnson Wealth Management
Investments, planning and insurance in one place, for families planning across generations
Johnson Wealth Management is registered in 25 states, with offices in California, Arizona and Texas. One team handles the portfolio, the plan and the coverage, so the pieces are not working against each other.
For this generation. And the next.
One team. The whole picture.
InvestmentsPlanningInsurance
Advisory fees published
First meeting complimentary
Securities offered through Prospera Financial Services, Inc.
1990
Advising families since
David Johnson, Founder and President25
States registered
Securities registrations on FINRA BrokerCheck3
Offices
California, Arizona and Texas0.5%
Advisory fees start at
Published, before you ever callThe problem
Most families do not have one plan, they have four accounts and a folder
Retirement account
Brokerage account
Insurance policy
The old plan
By the time someone calls us, the money usually arrived in pieces. A retirement account from a job two jobs ago. A brokerage account somebody opened in 2011. A policy bought from a friend. A plan that made sense for a life they are not living anymore.
Nobody owns the whole picture. The investment person does not talk to the insurance person. The tax question comes up in April, when it is too late to do much about it.
And underneath it there is usually a question people feel awkward asking out loud: what am I actually paying for this, and what am I getting.
How it works
One team, one plan,
reviewed on a schedule
We look at everything together.
Investments, planning and insurance in one view, because a decision in one shows up in the other two.
We build the plan and manage it.
The portfolio is built for your situation, not a model everyone gets.
We meet on a schedule.
Quarterly, twice a year, or annually, depending on what your situation needs.
Built around your family
Why families stay
One team instead of three.
Your portfolio, your plan and your coverage are handled by the same people. You stop being the messenger between an investment person, an insurance person and a tax person who have never spoken. Nothing falls between them, because there is no between.
You can read our fees before you call us.
Our advisory account fees are published on this site: 0.125% to 0.375% a quarter, which is 0.5% to 1.5% a year. You can work out what this costs you before you ever pick up the phone.
View full fee detailsA plan your children can still use.
We work with families across generations, so the plan is built to be understood by the people who inherit it, not just by the person who signed it. When your kids call, they reach a firm that already knows the history.
Why we keep saying across generations
David Johnson founded Johnson Wealth Management and has advised families since 1990. He holds the Certified Financial Fiduciary designation along with the RFC, GEPC and CEA, and he carries the Series 7, 63, 65 and 24 licenses.
He was born and raised in California, married his childhood sweetheart Lisa in 1986, and has three daughters and nine grandchildren. So when we talk about a plan built to outlive the person who signed it, that is not a line we picked for a website. It is how he already thinks about money.
David Johnson, Founder and President
Do I have enough to work with you?
We have account minimums, and the first meeting is where we tell you plainly whether this is a fit. Nobody should find that out three meetings in.
What does this cost?
Advisory accounts run 0.5% to 1.5% a year, charged quarterly. Our fees page lists how the firm is compensated, including the other products and services we offer.
What happens in the first meeting?
You talk about what is coming. We ask about your financial picture, your goals and what you want this money to do. It is complimentary, and it works in both directions.
Do you only manage investments?
No. Investments, financial planning and insurance, handled together.
What if my situation changes?
That is the point of meeting on a schedule. The plan is written down so it can be changed on purpose rather than in a panic.
A more connected approach
Why us, not the alternatives
Instead of a national firm.
You get the same people year after year, who know your history without reading a file. Your call does not route to whoever is on the desk today.
Instead of managing it yourself.
The hardest part of investing is not picking. It is not making an emotional decision during a bad month. That is most of what an advisor is actually for.
Instead of three separate providers.
One team sees the whole picture, so the tax consequence of an investment decision and the gap in your coverage are noticed by the same people who can fix them.
Start with a conversation that costs nothing
Your first meeting is complimentary and decides fit in both directions. If we are not the right firm for you, we will say so, and you will leave knowing more than when you came in.